Home Buyers

Feb. 3, 2019

Santa Cruz Bridge Loans

Imagine you own your home in Santa Cruz outright, or have a very small mortgage on it. Let's say your property is worth $850,000. You would love to buy your next Santa Cruz dream home which is valued at $1,000,000 but to do so you would ...

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Dec. 29, 2018

Top Tips for Santa Cruz House Flippers

Are you wanting to get in on the house flipping craze in Santa Cruz?  It's been reported that about 8% of homes sold nationwide in 2017 were flips - that means hundreds of thousands of people are cashing in on this lucrative corner of the real estate market.  ...
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Posted in Home Buyers, Investing
Dec. 21, 2018

Low-Down Payment Santa Cruz Mortgage Loans

Did you know that for qualified buyers, you can get a Santa Cruz home loan without monthly mortgage insurance payments but still put less than 20% down?  In fact, you can even get a conventional loan in Santa Cruz, with no mortgage insurance, with just 3% or 5% down ...

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Dec. 15, 2018

Santa Cruz FHA Loan Limits Increased for 2019

Good news everyone - Santa Cruz FHA loan limits are back on their way up!  Recently, the Department of Housing and Urban Development (HUD) announced a new schedule of FHA loan limits for 2019.  Most areas in the country will experience an increase in loan limits in the coming ...

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Dec. 6, 2018

Buying Santa Cruz Bank Foreclosed Homes

Santa Cruz Foreclosure bank-owned REOWhy are so many people interested in buying a Santa Cruz bank foreclosed home?  It's true that everyone wants a new home that will fall within the price range they have in place. Properties, especially those in coastal areas, have very high values and getting these properties at ...

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Dec. 3, 2018

Substantial Increase in Santa Cruz Home Loan Limits!

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Dec. 2, 2018

6 Reasons Why You Should Buy Santa Cruz Real Estate in December

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Posted in Home Buyers
Dec. 2, 2018

Three Bitter Truths about Renting a Home in Santa Cruz

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Posted in Home Buyers
Nov. 26, 2018

Purchase or Refinance and Renovate in Santa Cruz with the VA Renovation Loan

With Santa Cruz Lending Group P/B Mason McDuffie Mortgage, veterans can buy, refinance, and renovate under one, zero-down* loan program. With the VA Renovation Loan Program, you can include the total renovation cost for improvements in addition to the purchase price or refinance of the house!

 

Renovation funds ...

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Nov. 9, 2018

Non-Qualified Mortgages in Santa Cruz

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